Terms of Service

Last updated: November 28, 2025

1. Agreement to Terms

By accessing or using the LumaBill service (the "Service"), you agree to be bound by these Terms of Service. The Service is provided by SANC AG, Binzstrasse 16, 8712 Stäfa, Switzerland.

2. User Accounts

You must be 18 years or older. You are responsible for safeguarding your password and account security. You must notify us immediately of any unauthorized use of your account.

3. Fees and Beta Access

  • Beta Phase: Currently, the Service is provided as a "Public Beta" and is free of charge. We reserve the right to introduce subscription fees for certain features in the future.
  • Future Billing: If we introduce fees, existing users will be notified at least 30 days in advance. You will never be charged without your explicit consent.
  • Founding Members: Users designated as "Founding Members" may be eligible for lifetime discounts, subject to the terms of the specific offer active at the time of their registration.

4. Beta Services Disclaimer

You acknowledge that the Service is currently in a "Beta" phase. This means the Service may contain bugs, errors, and other problems that could cause system failures or data loss. The Service is provided "AS IS" and "AS AVAILABLE". SANC AG accepts no liability for any loss of data or invoicing errors during the Beta phase. We strongly recommend you download and back up your invoices.

5. User Content

You retain all ownership rights to the data you create using the Service. By using the Service, you grant us a license to process your data solely for the purpose of providing the Service.

6. Acceptable Use

You agree not to use the Service for unlawful purposes, including creating fraudulent invoices. We reserve the right to terminate accounts that violate these terms.

7. Limitation of Liability

To the maximum extent permitted by law, SANC AG shall not be liable for any indirect, incidental, special, or consequential damages resulting from your use or inability to use the Service.

8. Governing Law

These Terms shall be governed by the laws of Switzerland. Any disputes shall be subject to the exclusive jurisdiction of the courts of Zurich, Switzerland.

9. Contact

Email: support@lumabill.com